LifeCharter
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Sample household — every figure here is illustrative. Projections are estimates, not guarantees.
83%On track
Retirement readiness
Sample household

You're on track to retire at 65 with S$11,537/mo in income.

Assets build to S$11.33M by 90 (largely CPF + investments). Spendable income covers your plan until around age 83 — we can close the gap at your next review.

Net worth today
S$686,398
CPF LIFE
S$1,670/mo
Life-cover gap
S$500,553review
Retirement age
65
3978
Plan levers

Add goals and toggle scenarios to see the plan respond.

Goals
  • BTO flat — key collection
    2027 · S$120k one-off
    −2
  • Aria's university
    2040 · S$55k/yr × 4
    −4
Scenarios
  • Current plan
    Your live projection
  • Top up SRS yearly
    S$15,300/yr tax relief
    +3
  • Retire at 62
    Three years earlier
  • Higher retirement lifestyle
    Spend 20% more from 65
    −12
Projection

LifeCharter Chart

The signature funding chart · each year’s expenses paid by passive income first, then take-home pay, then cash savings. Anything left unfunded shows red as a shortfall.

S$0S$63kS$125kS$188kS$250kS$0S$500kS$1MS$1.50MS$2MRETIRE · 65RBTO flat — key collection · age 39Aria's university · age 5238475665748390
Passive incomeTake-home incomeCash savingsShortfallCash SavingsRetirement
Life events
Retirement income mix
Target S$11,537/mo
S$11,537/mo projectedS$0 short
  • InvestmentsS$2,607
  • CPF LIFES$1,670
  • DrawdownS$7,260
Existing plans

What you already hold

2/2 in plan
  • Global ETF
    stock · S$95,000 · 5% return
  • Term cover
    S$400,000 death

Toggle a holding off to see the plan WITHOUT it — nothing is deleted. Flip it back on to restore it to the projection.

Recommendations

What you're proposing

Propose an investment, an insurance plan, or a note. Ticked items carry a live IRR or premium and flow into the projection and the report.